Service Philosophy

Hurwitz Associates was established by Ian Hurwitz to be a compelling alternative financial services provider offering services relevant to your needs and resources where you enjoy the full benefits of personal attention.

Because we are committed to excellence and are always attentive to your needs, you can be assured of ready access to a staff member who has a direct understanding of your affairs and the necessary skills and experience to answer any question or concern promptly and fully.

 

With Hurwitz Associates you receive services tailored to you as an individual with a clear understanding of your objectives. You’ll find that we understand what needs to be done, and we do it for you in a clear, straightforward and timely manner.

You will be offered the most effective solution or product for your particular circumstances.

You will find the level of client relationship and reporting is of great importance. You let us know exactly what you expect in the way of reporting so that we can report on time and in a form that is useful and addresses all important issues.

You will find we offer simple, established and reliable standard solutions whenever possible and we do so in the most efficient and cost effective manner possible.  However when more innovative and flexible services are called for we provide them often working in conjunction with outside experts.

 

You will frequently have the choice of alternative suggestions or solutions to satisfy your objectives—each explained in full with both pros and cons so that you can make an informed decision. We take great satisfaction whenever we are able to exceed your expectations.

Because we are an independent business and can offer flexibility in the services we provide, we also offer the same flexibility in the manner and level of our charges.

 

 

Studies have shown that 91 percent of past investment performance* is attributable to asset allocation.  Mr. Hurwitz thus makes asset allocation the center of his investment strategy.  His method of selecting individual securities is also driven by asset class; and he has developed a strategy for asset selection based on techniques that have historically provided the reliable results for the different classes of securities.

 

Mr. Hurwitz also believes in the importance of lessening investment risk through a well-diversified portfolio.  He is therefore a proponent of investing in a broad range of asset classes.  Specifically, Mr. Hurwitz advocates the inclusion of investing in foreign markets such as Japan, non-Japan Asia, the United Kingdom, and the European Union.  When selecting foreign stocks, he tends to choose internationally recognized companies and those that are market leaders in their home country.

 

Mr. Hurwitz builds these strategies of asset allocation and diversification into a cohesive investment plan based on the client’s unique goals circumstances and financial plans, as well as the level of risk with which the client is comfortable.

 

 

Mr. Hurwitz begins the investment of an account by consulting extensively with you in order to determine your present and future needs, as well as the level of risk with which you might be comfortable.  Mr. Hurwitz uses this background to arrive at an asset allocation that is tailored to your individual circumstances. 

 

Mr. Hurwitz attempts to generate the potential return for the level of risk appropriate to your risk tolerance by diversifying your portfolio.  This diversification is accomplished by utilizing a broad range of asset classes.  These typically include, but are not limited to, large capitalized United States companies; large capitalized international companies; investment and non-investment grade bond instruments; and cash and cash equivalents.  Where a more growth style of management is appropriate or a high allocation to equities planned, smaller capitalized companies may be included in the portfolio.

 

The allocation of assets across these asset classes is adjusted to take into account the time frame and time-driven portfolio requirements you specify.  Generally, the portfolio is designed to meet long-term goals. In addition, selling for tax considerations may be implemented with taxable assets.